Frequently Asked Questions

LakhPay supports 100+ payment methods including:

• UPI payments (QR codes, app-based transfers)
• Credit and debit cards (Visa, Mastercard, RuPay, Amex)
• Digital wallets (Paytm, PhonePe, Google Pay, etc.)
• Buy Now, Pay Later options (Simpl, Lazypay, ZestMoney)
• Net banking from all major Indian banks
• International card payments
• EMI options with no-cost EMI support

LakhPay offers T+0 instant settlements, meaning you receive your funds on the same day the payment is processed. This is significantly faster than traditional payment gateways and helps businesses maintain healthy cash flow. Instant settlements are available for UPI, cards, and wallet payments.

Yes! LakhPay supports international card payments from major card networks worldwide. International customers can pay using their Visa, Mastercard, American Express, and other international cards. We handle currency conversion and ensure compliance with international payment regulations.

Integration is simple and developer-friendly:

1. Sign up for a LakhPay account and get your API keys
2. Choose from our SDKs (JavaScript, Android, iOS) or API integration
3. Implement the payment flow in your application
4. Test with our sandbox environment
5. Go live with production credentials

We provide comprehensive documentation, code samples, and dedicated technical support throughout the integration process.

LakhPay supports integration with any programming language through our REST APIs. We also provide official SDKs for:

• JavaScript/TypeScript for web applications
• Java/Kotlin for Android applications
• Swift/Objective-C for iOS applications
• PHP, Python, Ruby, .NET, and Java server-side libraries

LakhPay offers flexible pricing plans tailored to your business needs:

• Starter: Perfect for small businesses just getting started
• Professional: For growing businesses with moderate transaction volumes
• Enterprise: For large-scale businesses with high transaction volumes and custom requirements

All plans include UPI payments, basic support, and essential features. Contact our sales team for detailed pricing based on your specific requirements and transaction volumes.

No hidden fees! LakhPay is transparent about all costs. You only pay the monthly subscription fee and per-transaction processing fees as outlined in your plan. There are no setup fees, cancellation fees, or hidden charges.

Yes, LakhPay is fully secure and compliant with industry standards:

• PCI-DSS Level 1 certified (highest security standard for payment cards)
• RBI approved payment aggregator
• ISO 27001 certified for information security management
• Bank-grade encryption for all transactions
• Regular security audits and penetration testing

We employ multiple layers of security to protect customer data:

• End-to-end encryption for all payment data
• Tokenization of sensitive card information
• Secure API endpoints with authentication
• Regular security audits and compliance checks
• GDPR and data protection compliance